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Kencream SACCO
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OUR SERVICES

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Find our top services below as per our members demands.

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Development Loan / Normal Loan

Normal/development loan is available to all active members whereby they are guaranteed 3 times the deposits held with the society but subject to ability to repay with an Interest rate of 13.5% p.a reducing balance. Security is guarantors and own deposits.

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Emergency Loan

This is a loan available to people who have saved for 6 months and above.It is available within  1 to 2 working days available to all active members granted 3 times the deposits held with the society but subject to ability to repay

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School Fee Loan

Available to all active members granted three times the deposits held with the society but subject to ability to repay Interest rate of 12% p.a on reducing balance Security is guarantors and own deposits Should have been a member for at least 6 months.

Deposit Savings

This is an account for long term savings done on a monthly basis with an attractive return on investment.It offers members flexibility to adjust monthly savings as and when the need arises.

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Christmas Savings

This is a voluntary saving plan for Christmas Holidays.It is withdraw able once at the end of the year and it attracts a competitive interest rate of 10% p.a on weighted average.The minimum contribution is Ksh.500 per month.

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Share Capital Savings

This represents a member’s portion  of equity in the society.Each Member must own the minimum Share Capital of 15,000.Shares are not refundable or assignable as collateral for a loan but a member may transfer his her shares to other members.

WHO WE ARE

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Kencream SACCO is a licensed deposit taking (DT) SACCO to promote thrift among its members by affording them an opportunity for accumulating their savings; and to thereby create a source of funds from which loans can be made to them exclusively for provident and productive purposes, at fair and reasonable rates of interest; thereby enabling them to use and control their money for their mutual benefit.

LOOKING FOR A MEMBER SENSITIVE FINANCIAL PARTNER?

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It is our conviction that with professionalism, teamwork, creativity, innovation and commitment with adequate support from all stakeholders, kencream lays a strong foundation towards the realization of our member’s financial visions in every step of the way.

Responsibility Of Corporate

Kencream SACCO strives to enhance speed to action, ease of transacting, responsiveness, consistency of service, and customer empowerment.

9.28%
Increase in montly
5.45%
Market down yealry

WHY CHOOSE US

Kencream SACCO has key instruments that act as a key guide on each and every SACCO’s business to ensure that all it’s member’s are catered for.

EMPOWERMENT

Kencream strives to create and sustain conducive work environment that encourages initiative, effective decision-making, and problem solving for a high performing team to serve you better and help you realize your dreams.

MUTUAL TRUST AND RESPECT

Kencream understands and appreciates the diversity of all it’s members and prospects. It also respects the values, ideas and beliefs of others as well as uphold dignity for all persons.

RELIABILITY

Continued and reliable access to credit and savings services is what is most needed. “Subsidized lending programs enables Kencream to provide a limited volume of cheap loans.

FREE CONSULTATION

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Contact us today for more information.

CLIENT TESTIMONIALS

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OUR LATEST NEWS

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Find our Latest NEWS regarding the SACCO below