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Fixed Deposit Account

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Fixed Account

The fixed deposit account is a withdraw able deposit account where depositors can place short term deposits for specified periods of time between one to 12 months. The account targets members with large sums of money that they have put aside for investment and they fairly certain of the period that they can commit to.

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Minimum deposit is Kshs 50,000 . Interest is computed daily and credited at the maturity of the contract period. Accrued interest is fortified if the depositor withdraws the funds before the maturity date. The customer is issued with a certificate of deposit  upon depositing the money.

The certificate of deposit details the amount deposited, date deposited, interest rate applicable, contract period and the maturity date. Upon maturity, the depositor can roll over both the principal interest.

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